Prepaid and Secured Credit Cards

If you have bad credit, you may think it's impossible to get some plastic in your wallet. But that's simply not true. We at Bad Credit Alliance can help you get the prepaid and secured credit cards you want.

Because we have partnered up with some the nation's leading Debit Prepaid Credit Card and Secured Credit Card companies, we offer the ideal card solution to consumers with bad credit.

These valuable prepaid cash cards and secured credit cards provide an excellent way for you re-establish good credit, even if you have bad credit, bankruptcy or are trapped in the ChexSystem. That's because each of these valuable cards offer guaranteed approval and no credit check.

Plus, you'll have access to your money from thousands of ATM's throughout the nation with any of these powerful cards. These cards offer endless benefits to consumers with bad credit. Get your credit back on track and gain easy access to your cash with one of these convenient cards.

So, pick a card, any card. Apply for each of the following cards or choose the option that best suits your unique needs.

Note: Please read all terms and conditions before applying.

The BuyRIGHT Prepaid MasterCard®

Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees

Wired Plastic™ Visa® Prepaid Card

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

First Vineyard MasterCard® Card

Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines

New Millennium Bank Platinum Visa® or MasterCard®

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

AccountNow™ Prepaid MasterCard®

Build your credit with the new iAdvance loan option(SM)
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

NetSpend® Visa® Prepaid Debit Card

100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide

New Millennium Bank Secured Gold Visa® or MasterCard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply.

Centennial® Secured Credit Card

The Right Credit Card for those with less than perfect credit
Available PREMIER Credit Protection®
Free Access to online Credit Monitoring for the first 30 days
Reports monthly to the major consumer reporting agencies
Great things come in small packages
Got a minute? Get a response

First PREMIER® Bank Secured Credit Card

Reports monthly to the major consumer reporting agencies
The PREMIER credit card for those with less than perfect credit
Quality Customer Service
Great things come in small packages
Available Credit Protection
Got a minute? Get a response

New Millenium Bank Secured Black Diamond Visa® or Mastercard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply

Prepaid Visa® RushCard

Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts

Baby Phat Prepaid Visa® RushCard

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts

UltraVX Visa®

Credit-On Demand™: up to $25,000 credit line�Patent Pending
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

AccountNow Prepaid Visa® Card

NEW! Now with the iAdvance(SM) loan option, no credit check needed.
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Check Writing – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

NetSpend® MasterCard® Prepaid Debit Card

100% approval - No credit check required
Make purchases anywhere MasterCard Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - Exclusive!
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!

Millennium Advantage Pre-Paid MasterCard®

Use your card at over 900,000 ATMs and millions of locations worldwide!
No credit check or income verification required
No Chexsystem check
No minimal balance required!
Phone and On-line account access
Shop and pay bills on-line!

READYdebit™ card

100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your account!
No declined transaction fees!
Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!

Vision Premier(SM) Prepaid Visa® Card

$0 WEEKLY FEE - with Direct Deposit!
$0 ACTIVATION FEE - with Direct Deposit*
Guaranteed approval† with no credit check
FREE unlimited purchase transactions
FREE Direct Deposit - no more check cashing fees
FREE Account Alerts - email and/or SMS text messages
Pay any bill: rent, cellular phone, insurance, utilities, etc.
Load cash at over 100,000 participating retail locations
Take Control - no late fees, no interest, no NSF fees

Facecard prepaid MasterCard®

Instant Guaranteed Approval* - no credit check, no security deposit
Free Direct Deposit - easy access to your funds
Free Online Bill pay - no more mailing costly money orders.
Free Money Transfers to other Facecard members - no more spending money on wire transfers.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Receive Prewards, which are like coupons, put directly on your card.

Green Dot Prepaid MasterCard®

Free Online! Save $5 over retail price
Free ATM withdrawals at thousands of ATMs
Monthly Charge waived when you make 30 purchases or load $1,000
Free Online Bill Pay
$10 Credit and Free Loading with Direct Deposit
No credit check, EVER
No bounced check fees or outrageous interest charges

Upside Visa® Debt-free Prepaid Card

The power of a bank account in a Visa Prepaid card
Much cheaper than other prepaid cards. Compare and save!
No activation fee. $0 monthly fee if $300 or more is loaded each month. Only $1.99 otherwise.
Free Direct Deposit from your employer.Deposit cash at 60,000 locations nationwide.
No credit check required. Bad credit is ok.
Write personal checks, best to pay rent or other bills.
Accepted like any Visa debit card in the US, abroad and online.

SilverCard Prepaid MasterCard®

Perfect card for Government/Benefits Checks recipients
$0 activation with rebate*
100% guaranteed approval*/no credit check
Free direct deposit of your pay or government check
Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
No overdraft fees or minimum balances
Online Checking - Electronic or paper checks

First Option Visa®

Get a REAL Visa® Credit Card!
Up to $5,000.00 Secured Line of Credit!!
Be Approved Regardless of Credit History or Income!!!
Guaranteed Approval!

Next Millennium MasterCard®

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5,000.00
Get cash at over 740,000 ATMs
Accepted wherever MasterCard® is accepted

PEX Visa® Prepaid Card For Business

Provide your employees with a reloadable prepaid card for business expenses.

Trial offer - first 2 months free
Manage spending for staff in the field
Alternative to credit cards, petty cash, check reimbursements
Enforce budgets with individual card balances
Control spending by merchant category and daily limits
Online program management
No transaction or card load fees - simple pricing
No credit check required

Public Savings Bank Secured Card

0% APR on purchases for 6 months
No annual fee
Your income, employment and credit are not factors!
We report to all 3 major credit bureaus
Lifetime credit lines up to $10,000
25 day grace period
Use the card everywhere you see the visa/mastercard logo

Current by Discover

Debit Card for Teens with built-in parental controls
Set daily, weekly, and monthly spending limits
Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
Free Direct Deposit for parents & teens
Free deposits from any credit card or bank account
$0 fraud liability guarantee
Withdraw cash at ATMs
Get exclusive discounts at teen's favorite merchants
Free e-mail and text message activity alerts
No minimum balances, loading fees, or credit check