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  Bad Credit Loans - The goal of Bad Credit Alliance, is to help people with credit problems, or lack of credit history. We are also committed to helping you understand credit and use it wisely. With our help, you will be able to increase their buying power and re-establish your good credit history. 

Bad Credit home loans

  Bad Credit Loans - The goal of Bad Credit Alliance, is to help people with credit problems, or lack of credit history. We are also committed to helping you understand credit and use it wisely. With our help, you will be able to increase their buying power and re-establish your good credit history.    First Time Mortgage - We have a variety of bad credit first time mortgage loans to suit your needs. We walk you through all the necessary steps with ease, even if you need a mortgage loan with no money down. more

  Second Mortgage - A second mortgage is vital to homeowners who need extra cash. We offer special programs to those with bad credit or past bankruptcy as well. more

  Home Equity - Bad Credit Alliance, , together with Full Spectrum Lending, gladly helps people obtain home equity loans—including people with bad credit. more

  Mobile Home Loans - Looking to finance your mobile home, but banks have refused to help you? With our assistance, you could obtain the loan you want, even if you have bad credit.  more

  Mortgage Refinancing - Homeowners  cannot wait for rates to drop before they buy. Once the rates drop, smart homeowners refinance at the lower rate to lower their monthly payments. more

  Home Improvement - Finding home improvement loans can be difficult for those with poor credit. Don't let bad credit stand in the way of making your home look good! more

  Debt Consolidation - Tired of paying high interest rates or having creditors harass you? We can help. more

Bad Credit Cards

  Unsecured - We offer people with bad credit, bankruptcy or no credit history a unique and convenient way to re-establish or establish there credit with an unsecured card. more

  Guaranteed Secured Cards - We believe that everyone deserves the financial freedom of owning a MasterCard or VISA. Secured cards are ideal for individuals with current bad credit problems or have a past bankruptcy. more

  Student - We offer college students a unique and convenient way to establish there credit and enjoy the many benefits of carrying there own credit card. more

  UK Credit Cards - Through our partners we have the cards UK residents will be accepted for - even with bad credit.  more

Bad Credit Personal Loans

  Unsecured - Whether your plans include a vacation, extra spending cash or a major purchase - we can tailor a unsecured personal loan to fit you and your budget! (Home ownership NOT required) more

  Secured - Working together, we can help you pay off your credit cards, take care of unexpected expenses, pay tuition, buy furniture or take a well-deserved vacation with a secured personal loan. (Home ownership IS required)  more

  Line of Credit - Bad Credit Alliance, and the Buyright Online mall offer a line of credit designed to help you improve your credit rating, with no credit checks.  (Home ownership NOT required) more

  Payday Cash Advance - Even if you have bad credit, bankruptcy, slow credit or no credit, we can put cash in your checking account the next day, with no credit checks! (Home ownership NOT required)  more

  UK Personal Loans - There are NO UP FRONT COSTS with any of our UK personal loans we pay for everything, including valuations. (Home ownership IS required)  more

Vehicle Loans

  Auto - No matter how bad your credit is we can help you locate a auto refinance lender that will get your car or truck refinanced at the best rate. more

  Motorcycle - Say good-bye to motorcycle loan application hassles! We are committed to providing you with a simple special purchase motorcycle loan application process - even with past bad credit problems. more

  Refinance - Even if you currently have judgments, garnishments, tax liens, bankruptcy, slow payments or divorce we can help you obtain an auto loan. No credit check, bad credit, special financing and no qualifying programs available. more

Bad Credit 101

  Home Loans - All mortgage loans are not created equal.  Here, we will discuss the different types of loan options, and how they work.  more

  Mortgage Tools - Use our mortgage calculator to calculate your monthly payments.

  Refinancing - Answer to common refinancing issues. Determine if the time is right and if you could save money by doing this.  more  

  Bankruptcy - Review the most common types of bankruptcy and read the best ways to avoid bankruptcy. more  

  Debt Consolidation - Debt consolidation is the combining of all your unsecured monthly bills into one lower monthly payment and lowered interest rate.  more

  Credit Score - View your credit online and discover your BEACON FICO score, used by most lenders, plus a full explanation.

  Credit Report - Credit reports contain information about where you live, your occupation, where you have applied for credit and how you pay your mortgage, rent, car payment ... more  

  ChexSystems - Sometimes it doesn't take much to land on ChexSystems' list of naughty accountholders.  more

Communications

  Newsletter -  Join our mailing list to stay informed on latest offers. more

  About Us - The goal of Bad Credit Alliance, is to help people with credit problems, or lack of credit history. more

  Contact Us - Find information on how to contact us. more

  Advertising - Join The Bad Credit Alliance, network and tap into a powerful new way to attract qualified borrowers. more

  Affiliate Program - Our Affiliate Program gives you the ability start marketing hot items such as credit cards, debt consolidation, auto loans and many other financial programs with ONE login. more

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  Search - If you would like to use our Search feature to find something on our website, simply enter a word or phrase into the box below and click "Search".  more

  Testimonials - Find out how Bad Credit Alliance, has helped others! more